The Wealth Management Process

Stage 1 – Initial Consultation & Report

The starting point is to fully understand your current financial situation, including your investments and tax position, along with your objectives and priorities.

From this we will produce an initial report summarising your current position and providing advice on any changes that we recommend. Any advice will be in line with your priorities, objectives, risk profile and taxation position.

Stage 2 – Implementation of the plan

A proposal for any change to the construction of your portfolio will be made to ensure that as far as possible your investments are held in the appropriate tax
efficient ‘wrapper’ (ISA, Investment Bond, Pension etc) from an Income Tax, Capital Gains Tax and Inheritance Tax perspective.

Stage 3 – Review

We will regularly review the plan and make modifications
where required. You will receive quarterly valuation statements
and you will be able to review you financial position at any time through your own password protected area of the web site. You can tell us about any concerns you may have or changes to your position at any time and there will be an annual meeting where we can review your position in more detail.