Raising Finance

Most businesses, at some stage, will need to raise finance and in today’s climate this is not easy, even for successful organisations.

Raising finance should form a key part of any business planning, as doing so at short notice will place you at a real disadvantage. 

• To raise finance from any source, you will need forecasts and business plans which should be robust and properly researched. 
• We can advise on suitable sources of finance and ensure the value of your interest in the business is not over-diluted. 
• We will research the market and present the plans on your behalf to various finance providers, using our professional contacts. 
• We can help negotiate favourable borrowing terms as well as restricting security and guarantees.

As well as debt finance, working capital finance and equity finance there are a number of other sources which are worth looking at.

In particular the Regional Growth Fund and Business Growth Fund have been launched to stimulate UK business growth. 

The Regional Growth Fund
 
HSBC, RBS & Nat West are participating in this Government scheme which is essentially, an assisted asset purchase scheme. Eligible businesses that have a turnover of less that 50m Euros and are recruiting new employees, are able to obtain funding towards asset acquisition.

The Business Growth Fund
 
This is an equity investment fund backed by the main high street banks to help fast-growing smaller businesses, that lack sufficient capital, to develop. Business must show serious growth potential. Investments of £2m - £10m are available with the BGF taking a minimum 10% equity stake and a seat on the board.
 
This Fund can be used in a variety of ways such as increasing working capital, new product development, IT & HR infrastructure.
 
For further advice on either of these schemes, or help in pulling together a forecast and business plan, give Peter Lugg a call on 01225 472800 or email him via this link for a free no obligation chat.

Case Study - Raising Finance

In the course of assisting in a management buy-out, we structured and arranged a substantial amount of unsecured bank finance for the incumbent management team.

This enabled the MBO to proceed without personal guarantees or security over the private assets of the key management.

Click here to view our Raising Finance Help Sheet for more information on this subject. 

Now playing: Alternative Sources of Finance

Peter Lugg, talks about the alternative sources of finance available, particularly important in the current economic climate.

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